Promoter Insurance – Special Event Promoter Insurance

• Full Replacement Cost Property Coverage  – Special perils on buildings, business personal property, loss of income and extra expense.
• Comprehensive Package Policy – All property coverage in one policy including Crime, equipment breakdown, inland marine.
• Property Off Premises – $50,000 coverage for business personal property off premises
• Property In Transit – $5,000 coverage for business personal property in transit
• Business Income & Extra Expense – $100,000 coverage for business interruption expense.
• Computer & Electronic Equipment Coverage – No separate form needed for computer property.
• Valuable Papers – $25,000 coverage for the reconstruction or restoration of valuable papers.
• Fine Arts – $25,000 coverage for fine arts
• Employee Dishonesty – $25,000 coverage for acts of employee dishonesty
• Corporate Image Restoration – $25,000 coverage for expenses incurred to restore the Named Insured’s reputation arising out of Improper Acts by any natural person.
• Temporary Meeting Space coverage – $25,000 reimbursement for rental of temporary meeting space which is necessitated by the failure of Insured’s primary climate control system.
• Business Travel – $25,000 coverage for business travel ADB to the Named Insured if a director or officer suffers an injury while traveling on a common carrier for business.
• Identity Theft Expense – $25,000 reimbursement for any director or office who becomes a victim of identity theft.
• Keyman Replacement Expense – $50,000 coverage for the CEO or Executive Director who suffers an injury resulting in loss of life.
• Kidnap coverage – $50,000 coverage for reasonable fees incurred due to the kidnapping of any Officer, Director, their spouse, domestic partner, parent or child.

When producing a special event you will often be asked to provide a certificate of insurance to verify the existence of insurance coverage under specific conditions.  More specifically, the document lists the effective date of the policy, the type of insurance coverage purchased, and the types and dollar amount of applicable liability.

Frequently, another party such as the venue or a sponsor will ask to be named as an additional insured on your policy.  The additional insured then enjoys the benefits of being insured under your policy your for negligent acts and omissions but not for his own negligence.

Most liability policies have provisions that exclude coverage for physical damage or loss to property while it is in the care, custody or control of the insured.  Care, Custody, Control Liability (also known as Third Party Property Damage) is an optional coverage that will pay for direct physical damage the the rented premises.

This policy reimburses you for your net loss should the performance or event be necessarily cancelled, postponed or rescheduled due to any peril except what is excluded.
If your event relies on the appearance of a person or group (performer, speaker, player, invited guest, team, etc.), the non-appearance option will protect you from the non-appearance of that individual.