Medical Marijuana Distributors

In today's highly competitive business environment you need every advantage to succeed. That's especially true when it comes to selecting your business insurance.  Medical Marijuana Distributors are unique and shouldn't be insured like other businesses. In order to meet these specific needs, we have created a special insurance package that broadens and increases coverage where your business needs it most.  Our goal is to provide more for the insurance dollar than any of our competitors.  

Our Preferred Medical Marijuana Distributor package program provides many forms of coverage that are not found in standard coverage forms. Additionally, the limits for many standard coverage parts have been increased substantially.




bullet A+ rated insurance company
bullet Available on a package or liability only basis
bullet Up to $5 million liability limits
bullet Commercial liability applies in the U.S., U.S. territories and Canada.
bullet Personal Injury & Advertising Liability is included.
bullet $50,000 Fire legal liability.
bullet $5,000 medical payments included.
bullet Employees are named as Additional Insured.
bullet Defense cost paid in excess of policy limit
bullet Extended coverage for Additional Insured.
bullet Independent contractors can be added to policy.
bullet $750 Minimum Premium
bullet Special Events coverage available
bullet Convenient payment options




Occurrence Limit $100,000 to $2,000,000
General Aggregate $200,000 to $4,000,000
Personal Injury /
Advertising Injury
$100,000 to $2,000,000
Medical $5,000
Fire Legal Liability $50,000
Defense costs for lawsuits are also provided in this coverage, whether substantial or groundless. Policy payments extend to the cost of bail bonds, interest on judgments against you and expenses you incur at our request to assist in your defense.



bullet Building, Business, Personal Property & Inventory
bullet Business Interruption - Actual loss sustained 12 months
bullet Food Spoilage or Contamination
bullet Outdoor Signs – attached and unattached: $7,500
bullet Credit Card – charges uncollectible as a result of an insured loss: $2,500
bullet Water Backup and Overflow – from sewers, drains or sumps: $5,000
bullet Business Income is extended to include Power Failure. A 24-hour deductible applies.
bullet Mechanical breakdown coverage
bullet Fine Arts
bullet Sign Coverage
bullet Coverage for computer equipment media, data programs and communications equipment
bullet Employee dishonesty and crime coverage

General Liability

bullet Expanded Fire Damage Coverage – extended to apply not only as a result of fire, but also explosion, release of smoke from an unfriendly fire, or sprinkler leakage incidents.
bullet Tenants' Property Damage – coverage extends to premises you rent or temporarily occupy with permission of the owner.
bullet Liberalization Clause – if the commercial general liability coverage form is broadened to provide additional coverage with no additional premium, and the effective date of the change is during your policy period, your policy will automatically provide this additional coverage on the effective date of the revision.
bullet Additional Insured By Written Contract, Agreement or Permit – additional insureds are automatically included if the requirement for this status is a written arrangement.
bullet Extended Coverage for Newly Acquired Organizations – coverage is afforded until the end of the policy period, regardless of whether this time exceeds 90 days.

Optional Coverage

bullet Liquor Liability your business may be eligible for liquor liability coverage. Availability varies by state.
bullet Automobile
bullet Boiler & Machinery
bullet Employee Benefit Liability provides coverage for financial losses relating to private employee benefit programs due to administrators' errors and omissions.
bullet Workers Compensation


Please call or email us for a no obligation insurance quote today.  We can often give you a quote right on the phone while you wait.  You can also download our application in Adobe pdf format (v 5.0) to save time. 

Please click here to get a copy of our medical marijuana program application          

In a rush?     

Call 800.874.9191 for an immediate quote.





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  Contact us by phone (800) 874-9191, FAX (602) 992-8327
or email below for more product information.


Underwriting Guidelines

What We Want:

  • Neighborhood retail stores and distributors 

Prohibited Risks

bullet Large scale growers. 
bullet Any risk with an assault or battery incident in the last 3 years.

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